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Financial Policies
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We, at FYI, are committed to providing you with the highest quality care using only the best materials and technology available in the market today. We are also committed to providing you with current information and educational tools so that you may fully participate in maintaining optimum oral health. Our financial policy is intended to facilitate excellent service to you while minimizing our administrative costs.
As a courtesy, we will bill your insurance company. We will estimate what your insurance
might contribute toward your dental care and we ask that you pay what is estimated to be the remaining portion of your balance at each visit. Many people are under the impression that if they have dental insurance, it is the insurance company which owes the dentist for his services. This is not the case. The insurance contract is between the insurance company and you. Therefore, the patient is responsible for the bill, regardless of insurance coverage.
Most insurance companies pay within two weeks, although some may take longer. We will do everything possible to assist you in receiving whatever benefit your insurance might pay. However, any balance left unpaid by your insurance company after 60 days will become your responsibility to pay at that time.
Balances older than 60 days are subject to finance charges at the rate of 1.5% per month (18% annually).
Our office accepts cash, personal checks, VISA, MasterCard, Discover, and American Express. Extended payment plans are available through Care Credit upon request and approval.
If you have any questions regarding our financial policy, please ask. We are committed to providing you with the most positive experience in dental care. |
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Special Financing:
Our office also works with CareCredit to assist you with your payments. For qualified applicants, interest-free payments can be spread over a 3, 6 or 12 month period. Finance company approval must be obtained prior to starting your treatment. Please see either the CareCredit information below
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No Interest Payment Plans
- 3, 6, & 12 month plan options
[Click for Details]
- No interest if the balance is paid within the specified time period.
- Low minimum monthly payments
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Extended Payment Plans
- 24, 36, 48, & 60 month plan options
[ Click for Details]
- For procedure fees from $1,000 to over $25,000
- 11.90% interest rate
- Monthly payments as low as $25 for a $1,000 fee balance
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With CareCredit, you pay no up-front costs, no pre-payment penalties and no fees. Plus, CareCredit is a revolving credit line for additional treatment or add-on charges, without the need to re-apply. It only takes a few minutes to apply for CareCredit and you'll receive an online decision in seconds! Apply now or see our staff for more details. |
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As a service to our patients, we are pleased to offer the CareCredit card, the nations leading patient payment program. With CareCredit you can finance 100% of your dental care and there are no upfront costs, no annual fees, and no pre-payment penalties. So, you can begin your treatment today and conveniently pay with low, monthly payments.
CareCredit offers a full range of payment plans so you can find one that works best for you. With the popular No Interest Payment Plans* there are no interest charges if you pay your balance in full within the specified time period. Monthly payments can be as low as 3% of your balance. For procedure fees from $1,000 to $25,000, CareCredit offers 24, 36, or 48 month plan options with low monthly payments available.
CareCredit can be used by the whole family for ongoing treatment without having to reapply. And by using CareCredit for your dental care, you can save your other credit cards for household or unplanned expenses. It only takes a few minutes to apply for CareCredit and you'll receive an online decision in seconds! Apply now or see our staff for more details. |
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